I do not normally do this, but necessity trumps pride at the moment...please help if you can

I'm in a bit of a bind because closing is going to come before I get my tax refund.  I have been approved to build a home through the USDA's Rural Development Self-Help Program.  The down payment is covered through sweat equity.  Unfortunately, the Builders' Risk Policy is not and has to be paid for before closing.  I'm a single mother, with 2 kids at home and have worked so hard to fix my credit and get on the right track.  Please help us to make this happen.  You can donate by going to https://fundly.com/users/471455

Love it!

"A word to the wise ain't necessary. It's the stupid ones who need advice." ~Bill Cosby~ 

My 100th post! and it's a GOOD 'un

12 SUGGESTIONS ON HOW TO ACHIEVE HAPPINESS EACH DAY

1.  Set aside time each day for prayer and meditation

2.  Try to get at least 6-7 hours of uninterrupted sleep each night

3.  Eat breakfast like a king, lunch like a prince and dinner like a beggar

4.  Try to make at least 3 people smile each day

5.  Don't waste your precious energy on gossip

6.  Avoid negative people, places, and thoughts

7.  Spend time with people over 70 and under 6

8.  Don't worry about the small stuff and the things you can't control

9.  Don't take yourself too seriously because no one else does ;)

10. Agree to disagree; you don't have to win every argument

11. Make peace with your past so it doesn't spoil your present

12. Most of all, treat others the way you want to be treated